Debt Consolidation Special

The new year is the perfect time to evaluate your finances and put a strong plan into place to pay down debt once and for all. With our limited-time personal loan offer, you can consolidate higher-rate debt into one monthly payment with low, fixed rates as low as 6.49% APR* for up to 48 months.  You can also extend your loan for up to 72 months at as low as 7.99% APR*.

You can use a Holiday Loan to help pay for holiday travel expenses, gift shopping or even special events. Apply online and select "Personal Loan" as the loan type.

*Offer available 1/2/23 through 2/24/23. Subject to loan approval. Rate includes a 0.50% discount for direct deposit and automatic payments from a WBVFCU account. Rates vary by credit score and term of loan. A minimum of $2,500 of new money required if using to refinance an existing WBVFCU loan. Rate example: $2,500 at 6.49% APR for 48 months = $59.28 per month.

Personal Loans

When you need to borrow money for personal reasons...look to a WBVFCU personal loan. With an unsecured personal loan, you can borrow up to $20,000 at a fixed rate, with a fixed term and set date of when your loan will be paid off. Personal loans are often used for debt consolidation, home improvements, a major purchase or to cover unexpected expenses.

Rates and eligibility are based on your credit report.

*Maximum unsecured loan amount of $20,000 inclusive of Visa® credit card limit. 

Signature Line of Credit

With a line of credit, you easily transfer funds from your line as you need them, and only pay interest on borrowed funds (maximum of $20,000 line). No annual fee with easy access to funds by calling in and requesting a check or deposit to your share account. The Personal Line of Credit is a variable rate account, and is adjusted semi-annually in March and September. Rate is determined by adding 3% to the current prime rate as per the Wall Street Journal.