Personal Loans

When you need to borrow money for personal reasons...look to a WBVFCU personal loan. With an unsecured personal loan, you can borrow up to $20,000 at a fixed rate, with a fixed term and set date of when your loan will be paid off. Personal loans are often used for debt consolidation, home improvements, a major purchase or to cover unexpected expenses.

Rates and eligibility are based on your credit report.

*Maximum unsecured loan amount of $20,000 inclusive of Visa® credit card limit. 

Personal Line of Credit

With a personal line of credit, you easily transfer funds from your line as you need them, and only pay interest on borrowed funds (maximum of $20,000 line). No annual fee with easy access to funds by calling in and requesting a check or deposit to your share account. The Personal Line of Credit is a variable rate account, and is adjusted semi-annually in March and September. Rate is determined by adding 3% to the current prime rate as per the Wall Street Journal.