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Holiday Loan Special

If you need a little extra holiday cheer to make it through the new year, WBVFCU's Holiday Loan is here to help! De-stress while you deck the halls with a special Holiday Personal Loan as low as 5.49% APR* for 48 months. Longer term Holiday Loans are available for as low as 6.49% APR.

You can use a Holiday Loan to help pay for holiday travel expenses, gift shopping or even special events. Apply online and select "Personal Loan" as the loan type.

Apply Online

*Subject to loan approval. Rate includes a 0.50% discount for direct deposit and automatic payments from a WBVFCU account. Rates vary by credit score and term of loan. A minimum of $2,500 of new money required if using to refinance an existing WBVFCU loan. Offer ends 12/31/22. Rate example: $2,500 at 5.49% APR for 48 months = $58 per month.

Personal Loans

When you need to borrow money for personal reasons...look to a WBVFCU personal loan. With an unsecured personal loan, you can borrow up to $20,000 at a fixed rate, with a fixed term and set date of when your loan will be paid off. Personal loans are often used for debt consolidation, home improvements, a major purchase or to cover unexpected expenses.

Rates and eligibility are based on your credit report.

Apply Online

*Maximum unsecured loan amount of $20,000 inclusive of Visa┬« credit card limit. 

Personal Line of Credit

With a personal line of credit, you easily transfer funds from your line as you need them, and only pay interest on borrowed funds (maximum of $20,000 line). No annual fee with easy access to funds by calling in and requesting a check or deposit to your share account. The Personal Line of Credit is a variable rate account, and is adjusted semi-annually in March and September. Rate is determined by adding 3% to the current prime rate as per the Wall Street Journal.