Consolidate Debt as low as 4.99% APR*

Consolidate debt into one low-rate loan with one easy payment!  You can save on interest and pay down debt quicker with this limited-time special offer.  Though Feb. 25, 2022; you can apply to borrow up to $20,000 for rates as low as 4.99% APR* for up to 48 months. If you would like to borrow for a longer term, additional rates and terms are available.

When applying online, select "Personal Loan" as the loan type.  Offer ends Feb. 25, 2022

*Rate includes a 0.50% rate discount for direct deposit and automatic payments from a WBVFCU account. Other terms and rates available. Maximum unsecured loan amount of $20,000. Minimum $2,500 in new money if using to refinance a loan. Payment example: $10,000 loan for 48 months at 4.99% APR = Monthly payments of $230.25. Offer valid Jan. 1 - Feb. 25, 2022.

Personal Loans

When you need to borrow money for personal reasons...look to a WBVFCU personal loan. With an unsecured personal loan, you can borrow up to $20,000 at a fixed rate, with a fixed term and set date of when your loan will be paid off. Personal loans are often used for debt consolidation, home improvements, a major purchase or to cover unexpected expenses.

Rates and eligibility are based on your credit report.

*Maximum unsecured loan amount of $20,000 inclusive of Visa® credit card limit. 

Personal Line of Credit

With a personal line of credit, you easily transfer funds from your line as you need them, and only pay interest on borrowed funds (maximum of $20,000 line). No annual fee with easy access to funds by calling in and requesting a check or deposit to your share account. The Personal Line of Credit is a variable rate account, and is adjusted semi-annually in March and September. Rate is determined by adding 3% to the current prime rate as per the Wall Street Journal.