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Holiday Loans

Sprinkle a little extra cheer into the season with a Holiday Loan from WBVFCU. You could borrow funds to help with finding the perfect gifts, visiting family or throwing an unforgettable holiday bash, for as low as 7.99% APR*. Discounted rates for longer term loans are also available, with rates as low as 8.49% APR for a 72-month term.

Apply today, this special offer wraps up on Dec. 26, 2025.

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*Subject to loan approval. Rate includes a 0.50% discount for direct deposit and automatic payments from a WBVFCU account. Other rates and terms available. Must take $2,500 in new money if refinancing. Offer ends 12.26.25. Payment example: $5,000 at 7.99% APR for 48 months = $122.04 per month.

Personal Loans

When you need to borrow money for personal reasons...look to a WBVFCU personal loan. With an unsecured personal loan, you can borrow up to $20,000 at a fixed rate, with a fixed term and set date of when your loan will be paid off. Personal loans are often used for debt consolidation, home improvements, a major purchase or to cover unexpected expenses.

Rates and eligibility are based on your credit report.

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*Maximum unsecured loan amount of $20,000 inclusive of Visa® credit card limit.